You will meet a lot of people just by deciding to apply for a mortgage loan. This is because the process is relatively complex. This is especially true for those who are purchasing a property for the first time. Being represented by a pro certainly makes things easier. Among the people you should meet is a REALTOR®. But what is a REALTOR® and why is there a need to find one?
Understanding what a REALTOR® is:
A REALTOR® is a term used by real estate agents who are members of the National Associations of REALTORS®. The said term only refers to those who are member of the association. They abide by strict rules of ethics and standards, which set them apart from other real estate agents. Finding a good agent is essential because you want to be represented by someone who will protect your interests.
The roles of a REALTOR®:
You are probably asking why look for REALTOR® if you can take care of things yourself. It is true that you can purchase a property without any help. However, this does not guarantee that you will not encounter problems. Bear in mind that you can easily miss out information necessary for a smooth real estate transaction.
The main objective of a REALTOR® is to ensure that both the buyer and a seller reach an agreement wherein they both end up as winners. It is ideal that you work with one, because first, you are not bound to pay anything upfront. Many buyers are reluctant to work with an agent because of the possible fees involved. Do not worry about this as the seller normally shoulders his commission.
Moreover, the REALTOR® is expected to provide you details of the different properties in the market. He is also tasked to set appointments with the seller and other parties involved and most importantly, provide you with information about the different properties that you will potentially purchase. These are essential for you to make an educated decision.
How to find a good REALTOR®:
Although all REALTORS® have taken an oath, it is still important that you take your time in finding the ideal one for you. There are several of them in the market. You can ask for recommendation from people you know, who have likely worked with one before. You can also use the yellow pages or online directories to look for one. Check out comments, testimonials or feedback regarding their services.
See to it that the agents you are looking at are full time REALTORS®. Although some part time agents that are good, you would want to work with someone who will be able to see you when you are free and will not cancel appointment. Narrow your search to three choices and check their portfolio. Check the number of satisfied clients as well and personally talk to the agents before making a decision.
Working with a real estate agent is important when purchasing a property. This will ensure that you are properly represented and that your interests are protected. However, you have to make sure that you find a good agent to work with.
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Source by Roby V. Pagong